Invest in Muthoot Fincorp Ltd NCD

Issue size:	Base Issue of Rs. 25,000 Lakhs with an option to retain oversubscription upto Rs. 25,000 Lakhs , aggregating to Rs. 50,000 Lakhs
Type and Nature of Instrument	Secured redeemable non-convertible debentures
Issue Price:	Rs1,000/- each NCD
Face value:	Rs1,000/- each NCD
Minimum Lot size:	1 (one) NCD
Market Lot:	1 (one) NCD
Minimum Application Size:	10 (ten) NCDs (i.e. Rs10,000/- (Rupees Ten Thousand Only) either taken individually or collectively across all or any series of NCDs
In Multiples of:	1 (one) NCD (Rs1,000) across all series of NCDs
Mode of allotment	In dematerialised form only
Credit Rating:	The NCDs have been rated “Crisil A+ (Stable)” by CRISIL Limited
Rating agency:	CRISIL Limited
Public Issue Account Bank, Sponsor Bank and Refund Bank:	Axis Bank Limited

Specific Terms of the Prospectus:

The terms of the NCDs offered pursuant to the Issue are as follows:

Options	I	II	III	IV	V	VI	VII*
Nature	Secured	Secured	Secured	Secured	Secured	Secured	secured
Tenure	27 Months	38 Months	48 Months	27 Months	38 Months	48 Months	96 Months
Frequency of Interest Payment	Monthly	Monthly	Monthly	Cumulati ve	Cumulati ve	Cumulati ve	Cumulati ve
Minimum Application			Rs. 10000 (10 NCDs)
In multiples, of			1 NCD after minimum application
Face Value of NCDs (₹ /NCD)			Rs.1000 (1 NCD)
Issue Price (₹ /NCD)			Rs.1000 (1 NCD)
Mode of Interest Payment/ Redemption			Through various options available
Coupon (%) per annum*	8.00%	8.25%	8.35%	N.A.	N.A.	N.A.	N.A.
Coupon Type			Fixed
Redemption Amount (₹ /NCD) for Debenture Holders*	1,000	1,000	1,000	1,196	1,297	1,395	2,007
Effective Yield (%) (per annum)*	8.29%	8.56%	8.67%	8.29%	8.56%	8.66%	9.09%
Put and Call Option			N.A.
Deemed Date of Allotment			September 6, 2022