TERMS & CONDITIONS OF THE RESEARCH PLANS SOLD

(A) – INVESTOR RESEARCH PLAN

1. All charges of the research plans are excluding GST or other applicable taxes

2. The subscribers may or may not have a Trading or Demat account with EWAL in order to receive the research reports. In case the subscribers have Trading and Demat accounts with EWAL, then they enjoy the preferential pricing as under each plan.

3. Subscribers to any of the abovementioned plans will have the option of opening 5 accounts at INR 500/- only. Given below are the 5 accounts that are offered for the additional sum:

(a). Trading Account
(b). DEMAT Account**
(c). Online Mutual Fund Account
(d). E-Insurance Account
(e). National Pension System Account

** The DEMAT account opened for subscribers will carry no
annual maintenance charges and will have a lifetime validity.

4. Each Plan has a validity of 12 months. The 12 month validity shall commence after the payment clearance & successful telephonic verification. After the completion of 12 months the client will be offered a grace period of 7 days to make the payment to stay subscribed to the plan.

5. The reports mentioned under all the plans have the different frequencies. You can find the details on our website(www.elitewealth.in) to know more. Your relationship manager can also inform you about the same.

6. If a certain client wants to upgrade his plan during the year then he would pay for the new plan on a pro-rata basis. For instance, if an existing Investor plus client wants to upgrade his plan to Investor Pro after 8 months subscription, then he would have to pay an additional INR 8333. For all Pro-rata calculations, number of days in a month is assumed to be 30.

7. The 12 month period for the upgraded plan shall commence after the payment clearance & successful telephonic verification.

8. A plan once subscribed to cannot be downgraded before the end of the year. If the client chooses to terminate his/her plan then no payment will be refunded.

9. EWAL reserves the right to modify or change the contents, design, frequency and mode of delivery of the reports mentioned above without prior approval of the clients.

10. The research provided by EWAL does not guarantee or assure the client of any returns. Please read our disclaimer before signing up for subscription (Pls. visit our website www.elitewealth.in for disclaimer).

(B) – TRADER RESEARCH PLAN / ADVANCE TRADER RESEARCH PLAN

1. The payments for the research plan are excluding GST or other applicable taxes.

2. The amount paid is non-refundable under any circumstances.

3. If the client wants to open the Trading and Demat Accounts along with subscribing to the research plans he must pay an additional sum of INR 500. The Demat Account opened in conjunction with the research plans will carry lifetime validity and no recurring AMCs.

4. EWAL reserves the right to modify or change the contents, frequency, mode of delivery and design of the reports mentioned above without prior approval of the clients.

5. The Tenure of the Plan (Start Date) will commence after the payment clearance and successful telephonic verification.

6. Each subscriber of the research plan will be provided a grace period of 3 days before the plan will be suspended. The subscribers need to renew their subscription before the grace period is over or else the research will be discontinued.

7. In case of an upgrade of the plan, the time period for the upgraded plan shall commence after the payment clearance & successful telephonic verification.

8. No research subscription can be downgraded e.g. from an Annual to quarterly.

9. EWAL reserves the right to modify or change the contents, design, frequency and mode of delivery of the reports mentioned above without prior approval of the clients.

10. The research provided by EWAL does not guarantee or assure the client of any returns. Please read our disclaimer before signing up for subscription (Pls. visit our website www.elitewealth.in for disclaimer).