Overview
Moneyboxx Finance Limited has raised ₹478 crore in term debt since January 2025, sourced from non-convertible debentures (NCDs), bank loans, and financial institution term loans. The company also announced a proposed 1:1 bonus share issue, subject to shareholder approval.
Capital Raise and Financial Performance
| Source | Amount (₹ crore) |
| NCDs | 277.00 |
| Bank Term Loans | 124.00 |
| Financial Institution Term Loans | 77.00 |
| Total | 478.00 |
Moneyboxx Finance’s asset quality has improved substantially, with the Gross Non-Performing Asset (GNPA) ratio declining from 7.28% to 3.26%, supported by an Asset Reconstruction Company (ARC) transaction and stronger collection efforts.
As of September 30, 2025, the company reported:
- Capital to Risk-weighted Assets Ratio (CRAR): 27.1%
- Net Worth: ₹262 crore
- Debt-to-Equity Ratio: 2.41
- Liquidity Position: ₹97 crore
Proposed Bonus Share Issue
The company’s Board has recommended a 1:1 bonus share issue, to be capitalized from the Securities Premium Account, subject to shareholder approval.
| Parameter | Details |
| Ratio | 1:1 (one new share for every existing share) |
| Face Value | ₹10 per share |
| Capitalization Amount | Up to ₹37,50,27,450 |
| Basis | From Securities Premium Account |
| Rights | Bonus shares will rank pari-passu with existing equity shares |
Impact on Convertible Securities
Moneyboxx Finance currently has 37,37,745 convertible warrants and 10,60,400 employee stock options. Holders of these instruments will be eligible for the bonus shares upon conversion or exercise before the record date.
Funding Pipeline
The company has indicated ongoing discussions for additional debt funding exceeding ₹500 crore, reflecting continued access to diversified financing channels.
Summary
Moneyboxx Finance raised ₹478 crore in term debt across multiple sources and reported an improvement in asset quality, with the GNPA ratio declining to 3.26%. The company’s CRAR stood at 27.1% and net worth at ₹262 crore. Its Board has also proposed a 1:1 bonus share issue valued up to ₹37.5 crore, while maintaining a strong funding pipeline of over ₹500 crore under discussion.
Disclaimer:
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