Unifi Mutual Fund has revised the minimum Systematic Investment Plan (SIP) contribution for select schemes, making it easier for investors to begin disciplined investing with a lower entry amount. The new structure will come into effect from May 20, 2026.
The change is aimed at expanding participation by allowing more investors to access mutual fund schemes with smaller, more manageable investments on a regular basis.
Revised SIP Structure Across Schemes
Under the updated framework, two key schemes will see a reduction in the minimum SIP requirement:
- Unifi Dynamic Asset Allocation Fund: Minimum SIP set at ₹250 per month
- Unifi Flexi Cap Fund: Minimum SIP set at ₹250 for both weekly and monthly options
This revision applies to new SIP registrations as well as eligible investment setups under the respective schemes.
Focus on Greater Accessibility
The reduction in SIP threshold is intended to make mutual fund investing more inclusive. By lowering the entry requirement, the fund house is enabling investors to start investing with smaller amounts while still participating in diversified equity and hybrid strategies.
Systematic Investment Plans are designed to encourage consistent investing habits by allowing individuals to invest fixed amounts at regular intervals. This approach helps investors gradually build exposure to market-linked instruments without requiring large lump-sum contributions.
Growing Trend Toward Small-Ticket Investing
In recent years, the mutual fund industry has seen a strong shift toward small-ticket SIP investments, driven by increasing financial awareness and digital onboarding platforms. Lower SIP thresholds have contributed to wider participation, particularly among first-time investors and younger demographics.
By introducing a ₹250 minimum SIP, Unifi Mutual Fund aligns with this broader industry trend of enhancing accessibility and encouraging long-term investing discipline through affordable entry points.
Impact on Investors
The revised structure is expected to attract new investors who were previously unable to commit higher monthly amounts. It also offers existing investors greater flexibility in scaling their investments according to changing financial conditions.
The move further strengthens the role of SIPs as a preferred investment method for long-term wealth creation, especially in diversified equity and hybrid fund categories.
Summary
Unifi Mutual Fund has reduced the minimum SIP requirement to ₹250 for its Dynamic Asset Allocation Fund and Flexi Cap Fund, effective May 20, 2026. The change is designed to improve accessibility and encourage wider participation in mutual fund investing. By lowering the entry barrier, the fund aims to support disciplined, long-term investing habits while catering to a broader base of investors with smaller investable amounts.
Disclaimer:
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