INVESTMENT OBJECTIVE:
The objective of the Scheme is to generate long term capital appreciation by investing in equity and equity related securities of small cap companies.
However, there is no assurance that the investment objective of the Scheme will be achieved.
Asset Allocation
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equities & Equity related securities of small cap companies | 65% | 100% |
| Equities & Equity related securities of other than small cap companies, equity & equity related securities of foreign companies | 0% | 35% |
| Debt and Money Market Instruments* | 0% | 35% |
| Units issued by REITs and InvITs | 0% | 10% |
*Debt instruments shall be deemed to include securitized debts (excluding foreign securitized debt). Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.
(source: bajajamc.com)
Bajaj Finserv Small Cap Fund NFO Details:
| Mutual Fund | Bajaj Finserv Mutual Fund |
| Scheme Name | Bajaj Finserv Small Cap Fund |
| Objective of Scheme | The objective of the Scheme is to generate long term capital appreciation by investing in equity and equity related securities of small cap companies. However, there is no assurance that the investment objective of the Scheme will be achieved. |
| Scheme Type | Open Ended |
| Scheme Category | Equity Scheme – Small Cap Fund |
| New Fund Launch Date | 27-Jun-2025 |
| New Fund Earliest Closure Date | |
| New Fund Offer Closure Date | 11-Jul-2025 |
| Indicate Load Seperately | Entry Load: Nil Exit Load: If units redeemed/switched out within 6 months from allotment date – Upto 10% of units held – Nil Remaining 90% of units held- 1% of applicable NAV If units redeemed/switched out after 6 months from allotment date – Nil Exit load is applicable for each purchase of units through Lumpsum /switch-in / Systematic Transfer Plan (STP). The Scheme will not levy exit load in case the timelines for rebalancing portfolio as stated in SEBI Master Circular for Mutual Funds dated |
| Minimum Subscription Amount | 500 |
| For Further Details Please Visit Website | https://www.bajajamc.com |
(source: https://www.amfiindia.com/)
Bajaj Finserv Small Cap Fund: An Overview
Small cap funds are equity mutual funds that invest chiefly in stocks of small cap companies. These are companies that are listed 251 and beyond (in terms of market capitalization) on recognized stock exchanges. Typically, small cap companies tend to offer higher long-term growth potential than mid or large caps but also come with significant volatility.
To tap into the growth potential of small caps while mitigating risk, the investment strategy of Bajaj Finserv Small Cap Fund rests on five pillars, as follows:
Emphasis on quality
Investments in companies with healthy core business metrics such as consistent earnings and sustainable competitive advantages.
Eye on growth
Targeting companies with a long-term vision and long runway for growth backed by sustainable models.
Undervalued opportunities
Focus on fundamentally strong companies that are trading below their intrinsic value due to temporary mispricing or market sentiment disconnect.
Leadership
Emphasis on emerging category leaders and companies dominating niche segments or having high market shares in microsegments.
Governance
Prioritising transparent practices, aligned promoter interest and seasoned management.
Bajaj Finserv Small Cap Fund: Regular and direct plans
When you invest in the Bajaj Finserv Small Cap Fund, you can choose between two types of plans: Direct Plan and Regular Plan. Both follow the same investment strategy, but the investment route and cost will differ.
Regular plan
You can invest in the fund through a registered mutual fund distributor who will assist you with the application process. To compensate for these services, the expense ratio of regular plans is slightly higher. However, the distributor can guide you with selecting a suitable fund, investment amount, duration etc. in line with your goals and risk tolerance levels. They also help you with all transactions.
Direct plan
Investors who prefer to make and manage their investments independently can invest directly with the asset management company under the direct plan. Since there are no commission costs, the expense ratio for the direct plan is relatively lower, which can result in slightly higher net returns over time.
How to invest in Bajaj Finserv Small Cap Fund
You can invest in the Bajaj Finserv Small Cap either online or offline, directly with Bajaj Finserv AMC or through a registered mutual fund distributor.
To invest online, click on the ‘Invest Now’ button on this page. You will be redirected to the investor portal.
To invest offline, you will need to fill out an application form and submit it independently or through a distributor at any official point of contact (OPAT) of the AMC.
Taxation on Bajaj Finserv Small Cap Fund
Bajaj Finserv Small Cap Fund is taxed as an equity mutual fund. The following tax rates apply:
Short-term capital gains (STCG):If you redeem your units within 12 months of purchase, any profits are classified as short-term capital gains and taxed at 20%, along with applicable surcharge and cess.
Long-term capital gains (LTCG):For units held for more invested than a year, a long-term capital gains tax is applicable upon redemption. Gains of up to Rs. 1.25 lakh in a financial year are exempt from tax. Thereon, gains are taxed at 12.5%, plus surcharge and cess as applicable.
(source: bajajamc.com)
Bajaj Finserv Small Cap Fund NFO
Application Form
Scheme Documents
(source: bajajamc.com)
Bajaj Finserv Small Cap Fund NFO Riskometer:
(source: bajajamc.com)