PhonePe Wealth Broking has rolled out a new investment feature titled “Daily SIP”, allowing users to begin investing in mutual funds with contributions starting from just ₹10 per day. Launched on December 11, 2025, the feature is designed to encourage wider participation among retail investors by offering a highly flexible and low-entry investment option directly through the PhonePe app.
The Daily SIP offering aims to simplify investing for individuals who prefer smaller, more frequent contributions rather than traditional monthly commitments. By reducing the minimum investment amount to ₹10, the platform seeks to make systematic investing accessible to a broader segment of the population, including those with irregular or daily income flows.
Daily SIP With Minimum ₹10 Contribution
Through the Daily SIP arrangement, users can set up a systematic investment plan with payments handled through UPI Autopay, ensuring seamless execution of daily contributions. The feature offers access to multiple categories of mutual funds such as equity, multi-asset, and gold funds, giving investors the freedom to diversify their portfolios even with small ticket-size investments.
This framework allows investors to practice disciplined and cost-efficient investing by leveraging rupee-cost averaging on a daily basis. It also supports individuals who prefer budgeting in smaller increments, making long-term investing achievable without the burden of larger periodic outflows.
Rising Retail Involvement in Mutual Fund Investing
The launch comes at a time when India is witnessing sustained growth in retail participation in mutual funds. As per data from the Association of Mutual Funds in India for October 2025, SIP inflows crossed ₹29,000 crore, while active SIP accounts reached 9.45 crore. This reflects the strong inclination of retail investors toward systematic and consistent investment strategies.
With the introduction of Daily SIP, PhonePe Wealth Broking aims to align with this trend by offering an option that complements the investing behaviour of new-age savers, particularly those preferring flexible and bite-sized contributions.
Enhanced Investor Control and Flexibility
Users opting for the Daily SIP facility can pause, adjust, or discontinue their contributions at any time. This gives investors greater control in managing their finances, especially when dealing with short-term cash needs or varying income levels. The feature supports goal-based investing by enabling individuals to integrate small daily savings into their long-term wealth-building plans. Through this initiative, PhonePe Wealth Broking seeks to further broaden access to mutual fund investments while empowering users with convenient, technology-driven investing tools.
Disclaimer:
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