Summary:
Indian Railway Finance Corporation (IRFC) has announced its highest-ever interim dividend of ₹1.05 per share, reflecting its strong financial performance and commitment to shareholder returns. The record date for this dividend is October 24, 2025, with payments scheduled within 30 days. Alongside this, IRFC reported a Profit After Tax (PAT) of ₹3,522.67 crore for Q2FY26, marking a 10.45% growth over the same period last year, driven by robust asset quality and effective liability management.
IRFC’s Highest-Ever Interim Dividend
On October 15, 2025, IRFC declared its largest interim dividend to date of ₹1.05 per share, reaffirming its focus on delivering consistent shareholder value. The record date for eligibility has been set as October 24, 2025, and payments will be disbursed within 30 days of declaration.
IRFC Dividend History:
| Dividend Type | Amount (₹) | Ex-Date | Record Date |
| Interim | 1.05 | 24 Oct 2025 | 24 Oct 2025 |
| Interim | 0.80 | 21 Mar 2025 | 21 Mar 2025 |
| Interim | 0.80 | 12 Nov 2024 | 12 Nov 2024 |
| Final | 0.70 | 22 Aug 2024 | 22 Aug 2024 |
| Interim | 0.80 | 10 Nov 2023 | 10 Nov 2023 |
IRFC has maintained a consistent track record of dividend payouts in recent years, alternating between interim and final dividends, ensuring investors are rewarded regularly. The latest payout of ₹1.05 per share surpasses all previous interim dividends, highlighting the corporation’s robust financial health.
Q2FY26 Financial Performance
For the quarter and half-year ended 30th September 2025, IRFC reported:
- Total income: ₹6,371.91 crore (Q2) | ₹13,290.15 crore (H1)
- Profit After Tax (PAT): ₹3,522.67 crore, up 10.45% YoY from ₹3,189.47 crore
- Strong asset quality and effective liability management drove the growth.
This performance demonstrates IRFC’s resilience and ability to maintain growth even amid broader market and infrastructure financing challenges.
Future Outlook
Looking ahead, IRFC is focusing on strategic diversification to expand its asset base during the second half of FY26. This includes:
- Addition of new business lines to drive long-term growth
- Sustaining Net Interest Margin (NIM) expansion
- Reinforcing its role as a key strategic infrastructure financier in India
IRFC’s ability to combine robust financial discipline with consistent shareholder returns positions it as a stable investment option in India’s infrastructure finance sector.
Conclusion:
With a record interim dividend, strong Q2FY26 earnings, and a clear growth roadmap, IRFC continues to enhance its stature as a leading railway and infrastructure finance entity in India, delivering value to shareholders and supporting the nation’s infrastructure development.
Disclaimer:
This article is intended solely for educational and informational purposes. The securities or companies mentioned are provided as examples and should not be considered as recommendations. Nothing contained herein constitutes personal financial advice or investment recommendations. Readers are advised to conduct their own research and consult a qualified financial advisor before making any investment decisions.
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