Dhanlaxmi Bank Ltd reported a robust growth in its total business for Q2 FY26, with the figure rising 17.5% year-on-year to ₹30,147 crore. The surge was driven by healthy increases in both deposits and advances.
Quarterly Performance
- Total Deposits: ₹17,103 crore (+17% YoY)
- Gross Advances: ₹13,044 crore (+18% YoY)
- CASA Deposits: ₹4,937 crore (+6.56% YoY)
The growth reflects strong business momentum and improved customer confidence.
Q1 FY26 Snapshot
For the first quarter, the bank reported:
- Net Profit: ₹12.18 crore (vs loss of ₹8 crore Q1 FY25)
- Net Interest Income (NII): ₹139 crore (+39.3% YoY)
Asset Quality:
- Gross NPA: 3.22% (up from 2.98% in March 2025)
- Net NPA: 1.13% (up from 1% QoQ)
Despite a slight increase in NPAs, the bank’s profitability and business growth remain strong, highlighting its resilience in the current banking environment.
Summary
- Total Business: ₹30,147 crore (+17.5% YoY)
- Deposits: ₹17,103 crore (+17% YoY)
- Advances: ₹13,044 crore (+18% YoY)
- CASA Growth: 6.56% YoY
- Q1 Profit: ₹12.18 crore (reversal from previous year’s loss)
Dhanlaxmi Bank continues to strengthen its balance sheet, expand its business, and improve profitability, positioning itself well for sustained growth in the upcoming quarters.
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