Capri Global Capital Limited (Capri Loans) is a non-banking financial company (NBFC) focused on bridging the credit gap for underserved communities, particularly across Northern and Western India. It offers a diversified portfolio of financial products, including MSME loans, gold loans, construction finance, and affordable housing finance through its subsidiary, Capri Global Housing Finance Limited (CGHFL). It has further expanded its presence by offering car loans in partnership with leading banks and distributing life, general, and health insurance products under a corporate agency model. Supported by a strong and expanding branch network, Capri Loans acts as a last-mile credit provider, driving financial inclusion and enabling individuals and small businesses to achieve sustainable growth.
Capri Global Capital Limited (Capri Loans) is coming up with a public issue by the company of secured, redeemable, non-convertible debentures of face value ₹ 1,000 each (“NCDs” or “debentures”), for an amount up to ₹100 crores (“base issue size”) with an option to retain oversubscription up to ₹400 crores, aggregating up to ₹500 crores is being offered by way of this prospectus. The issue opens for subscription on Wednesday, April 15, 2026 and will close on Tuesday, April 28, 2026. The allotment is on a first come first serve basis with the minimum application to be made is of 10 NCDs.
CAPRI GLOBAL CAPITAL LIMITED NCD Details:
| Issue opens: | Wednesday, April 15, 2026 | |||
| Issue closes: | Tuesday, April 28, 2026 | |||
| Allotment: | First Come First Serve Basis | |||
| Face Value: | ₹1,000 per NCD | |||
| Nature of Instrument: | Secured rated Redeemable Non-Convertible Debentures | |||
| Minimum Application: | 10 NCDs (₹10, 000) & in multiple of 1 NCD thereafter | |||
| Listing: | BSE | |||
| Credit Rating: | “The NCDs proposed to be issued under the Tranche I Issue have been rated ACUITE AA | Stable “and IVR AA/ Positive”. | |||
| Issue Size: | Public issue by The Company of up to 5,000,000 secured, rated, listed, redeemable, non-convertible debentures of face value of ₹1,000 each for an amount of ₹100 crore with an option to retain oversubscription of up to ₹400 crore aggregating to ₹500 crore which is within the shelf limit of ₹2,000 crore and is being offered by way of the Tranche I Prospectus containing inter alia the terms and conditions of Tranche I Issue, which should be read together with the Shelf Prospectus filed with the RoC, Stock Exchange and SEBI. | |||
| Registrar: | MUFG Intime India Private Limited | |||
| Category | I – Institutional (“QIB”) | II – Non-Institutional (“Corporates”) | III – High Net worth Individual (“HNI”)
(Amount aggregating to above ₹ 10 lakh) |
IV – Retail Individual (“Retail”) (Amount aggregating up to and including ₹ 10 lakh) |
| Category Allocation of the overall Issue Size | 20% of Overall Issue Size
|
30% of Overall Issue Size
|
30% of Overall Issue Size
|
20% of Overall Issue Size
|
CAPRI GLOBAL CAPITAL LIMITED NCD
Application form
Issue Break Up:
| Category | Allocation | Amount in Crs. | |||
| Base issue Issue | |||||
| Institutional Investors | 20% | 20 | 100 | ||
| Non Institutional Investors | 30% | 30 | 150 | ||
| HNI | 30% | 30 | 150 | ||
| Retail Individual Investors | 20% | 20 | 100 | ||
| Total | 100% | 100 | 500 | ||
Specific Terms of the Prospectus:
The terms of the NCDs offered under the Issue are as follows:
| Series | I | II | III | IV | V** | VI |
| Frequency of Interest Payment | Annual | Monthly | Annual | Monthly | Annual | Annual |
| Minimum Application | ₹10,000 (10 NCDs) and in multiple of ₹1,000 (1 NCD) thereafter. | |||||
| Face Value/ Issue Price of NCDs (₹/ NCD) | ₹ 1,000 | |||||
| In Multiples of thereafter (₹) | ₹ 1,000 (1 NCD) | |||||
| Tenor | 24 months | 36 months |
36 months | 60 months |
60 months |
120 months |
| Coupon (% per annum) for NCD Holders in Category I, II, III & IV |
9.00% | 8.80% | 9.15% | 8.93% | 9.30% | 9.50% |
| Effective Yield (per annum) for NCD Holders in Category I, II, III & IV |
8.99% | 9.15% | 9.14% | 9.30% | 9.29% | 9.49% |
| Mode of Interest Payment | Through various modes available | |||||
| Amount (₹ / NCD) on Maturity for NCD Holders in Category I, II, III & IV |
₹ 1,000 | ₹ 1,000 | ₹ 1,000 | ₹ 1,000 | ₹ 1,000 | ₹ 1,000 |
| Maturity / Redemption Date (Months from the Deemed Date of Allotment) |
24 months | 36 months |
36 months | 60 months |
60 months |
120 months |
| Put and Call Option | N.A. | |||||
| Nature of Indebtedness | Secured | |||||
**The Company shall allocate and allot Series V NCDs wherein the Applicants have not indicated the choice of the relevant NCD Series.
- With respect to Series where interest is to be paid on an annual basis, relevant interest will be paid on each anniversary of the Deemed Date of Allotment on the face value of the NCDs. The last interest payment under annual Series will be made at the time of redemption of the NCDs.
- With respect to Series where interest is to be paid on monthly basis, relevant interest will be paid on the first date of every month on the face value of the NCDs. The last interest payment under monthly Series will be made at the time of redemption of the NCDs. For the first interest payment for NCDs under the monthly Series, interest from the Deemed Date of Allotment till the last day of the subsequent month will be clubbed and paid on the first day of the month next to that subsequent month.
- Subject to applicable tax deducted at source, if any.
For any queries related to the NCD, you can consult the team at Elite Wealth. Since Demat is mandatory for investing in this particular NCD, the investor must open a Demat account with a trusted broker like Elite Wealth.
