Aptus Value Housing Finance is in focus on September 4, 2025, as reports indicate that WestBridge Capital, a key promoter group entity, is preparing to completely exit its stake in the housing finance company through a large block deal.
Block Deal Details
WestBridge is expected to sell its entire 16.46% holding, amounting to 8.23 crore shares, in a transaction valued at around ₹2,600 crore.
The floor price for the deal has been set at ₹316 per share, reflecting a discount of nearly 5% to Aptus’ closing price on Wednesday. The trade will be structured as a clean-up exit, signaling WestBridge’s full divestment from the company.
This comes just months after WestBridge pared down its holding in June 2025, when it sold a 12.4% stake (6.19 crore shares) for ₹1,906 crore at an average price of ₹307.54 per share.
Q1 FY26 Performance
Despite the promoter exit, Aptus reported a steady set of results for the June quarter.
- Disbursements rose 15% YoY to ₹775 crore.
- Assets Under Management (AUM) grew 24% YoY to ₹11,267 crore.
- Customer base expanded 20% YoY to 1.65 lakh, with branch presence rising to 301.
- Spreads remained strong at 8.7%, while operating PAT grew 31% YoY to ₹296 crore.
- Net profit stood at ₹219 crore, translating to RoA/RoE of 7.9% and 20.1%, among the best in the industry.
The company did witness a slight rise in delinquencies, with GNPA up 19 bps sequentially to 1.49%, largely due to seasonality. Credit cost increased by 8 bps, though it stayed within guidance of 45–50 bps.
Managing Director P. Balaji highlighted that Aptus’ digital adoption levels remain high—with over 90% agreements and 94% collections processed digitally—supported by robust tech and analytics infrastructure.
About Aptus Value Housing Finance
Aptus Value Housing Finance caters primarily to the low- and middle-income segments through products such as:
- Home purchase loans
- Self-construction loans
- Home improvement and extension loans
- Loans against property
- Business loans
The company operates across Tamil Nadu, Andhra Pradesh, Telangana, Karnataka, Maharashtra, and Odisha, serving over 1.65 lakh customers.
Summary
WestBridge Capital is set to fully exit Aptus Value Housing Finance through a ₹2,600 crore block deal, following an earlier partial stake sale in June. While the promoter group trims its holding, Aptus continues to deliver strong financial performance, with robust growth in disbursements, profitability, and digital adoption, maintaining one of the best RoA/RoEs in the housing finance industry.
Disclaimer:
This article is intended solely for educational and informational purposes. The securities or companies mentioned are provided as examples and should not be considered as recommendations. Nothing contained herein constitutes personal financial advice or investment recommendations. Readers are advised to conduct their own research and consult a qualified financial advisor before making any investment decisions.
Investments in securities markets are subject to market risks. Please read all related documents carefully before investing.